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Joint loans: The answer to home ownership

By The Standard January 08, 2026

Source: The Standard

Joint loans: The answer to home ownership

When an estranged couple opts to air their dirty linen on the scales of justice, the fate of their matrimonial home forms a major part of their anticipated separation. The judge, in their Solomonic wisdom, has to decide who walks away with the keys – or if the unit can be divided.While such cases are a possibility for a couple, excerpts of a joint report from the Sacco Societies Regulatory Authority (Sasra), Financial Sector Deepening (FSD) Kenya and the Kenya Mortgage Refinance Company (KMRC) show that joint loan accounts offer a better pathway in home ownership.Get Full Access for Ksh299/WeekUnlock the Full Story — Join Thousands of Informed Kenyans TodaySupport Bold JournalismUnlimited access to all premium contentUninterrupted ad-free browsing experienceMobile-optimized reading experienceWeekly NewslettersMPesa, Airtel Money and Cards acceptedAlready a subscriber?Log in

While such cases are a possibility for a couple, excerpts of a joint report from the Sacco Societies Regulatory Authority (Sasra), Financial Sector Deepening (FSD) Kenya and the Kenya Mortgage Refinance Company (KMRC) show that joint loan accounts offer a better pathway in home ownership.Get Full Access for Ksh299/WeekUnlock the Full Story — Join Thousands of Informed Kenyans TodaySupport Bold JournalismUnlimited access to all premium contentUninterrupted ad-free browsing experienceMobile-optimized reading experienceWeekly NewslettersMPesa, Airtel Money and Cards acceptedAlready a subscriber?Log in

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